Small Business & Freelance

Small Business & Freelance

Price the repetitive work your team does by hand, then test whether automating it actually pays: hours a year, cost a year, realistic time saved, build and maintenance cost, payback in months and net position over the tool's life. Separates hours released from money saved. Nothing is uploaded.

Small Business & Freelance

Measure what fragmentation costs: interruptions a day, the recovery time each one triggers, hours and money lost across a team, the share of the working day left for real work, and the longest uninterrupted block anybody actually gets. Nothing is uploaded.

Small Business & Freelance

Score the spreadsheets your business actually runs on across four dimensions — who edits them, how fragile they are, what happens if they are wrong, and what they cost to keep alive — and get a defensible recommendation on whether to leave it alone, fix the controls, or replace it with a real system

Small Business & Freelance

Put a yearly figure on every recurring report, email chain and status update: the time to produce it, the time everyone spends reading it, the share that is never opened, the cost of each extra name on the distribution list, and the cost per decision it actually supports. Nothing is uploaded.

Small Business & Freelance

Enter who is in the room and what they cost, press start, and watch the money burn in real time. Converts salaries to a true hourly cost including employer on-costs, projects the total at the planned finish, annualises a recurring meeting, and keeps a log of what your meetings actually cost. Nothing

Small Business & Freelance

Test whether a pay rise or promotion is actually worth taking: the increase after inflation, the change in what you earn an hour once the extra hours are counted, and the marginal rate you are being paid for the additional time. Works in any currency and any tax regime. Nothing is uploaded.

Small Business & Freelance

Compare job offers on what they are actually worth an hour of your life: base, realistic bonus, employer pension, benefits, equity and signing money against the hours you really work, the leave you really get, and the time and cost of commuting. Works in any currency and any tax regime. Nothing is u

Small Business & Freelance

Compare a salary with a day rate on the same footing: unpaid holiday and sickness, pension, benefits, business costs and the days you will not bill. Works out the day rate that matches a salary. Runs entirely in your browser. Nothing is uploaded.

Small Business & Freelance

Track time against clients and projects, apply professional rounding rules, see billable utilisation and value in any currency, and turn uninvoiced time into an invoice-ready summary. Runs entirely in your browser. No installation, no account, no upload.

Small Business & Freelance

Build professional quotations and estimates for any service or product business. Cost build-up by labour, materials, subcontractors, equipment and travel; overhead recovery, target-margin solver, tiered packages, tax and multi-currency. Runs entirely in your browser. No installation, no account, no

Small Business & Freelance

Create professional invoices for any country: 40+ currencies, VAT / GST / HST / sales-tax handling, tax-inclusive or tax-exclusive pricing, per-line discounts, and a built-in invoice register with paid / outstanding charts. Runs entirely in your browser. No installation, no account, no upload.

Small Business & Freelance

Work out the fully-loaded annual cost of an employee, the true cost per productive hour, the on-cost multiplier and the charge-out rate you need — then compare the same work priced as a contractor. Runs entirely in your browser. No installation, no account, no upload.

Small Business & Freelance

Work out the payment, total interest, effective annual rate including fees and the full amortisation schedule for a business loan, hire purchase or equipment finance agreement. Balloon payments, payments in advance, overpayments and side-by-side offer comparison. Runs entirely in your browser. No in

Small Business & Freelance

Record business expenses in any currency, track reclaimable input tax (VAT/GST/HST), deductible spend, rebillable client costs and budget variance, then print an accountant-ready report. Runs entirely in your browser. No installation, no account, no upload.

Small Business & Freelance

Work out break-even volume, break-even revenue, contribution margin, margin of safety and the price you need to hit a target profit. Handles fixed amounts and percentage-of-price costs, compares three scenarios and prints an investor-ready report. Runs entirely in your browser. No installation, no a

Small Business & Freelance

Work out the hourly, day and week rate a freelancer or consultant must charge to reach a target take-home income, after unbillable time, business costs, taxes and contributions. Any currency, any country. Runs entirely in your browser. No installation, no account, no upload.

Small Business & Freelance

Convert between margin and markup without getting them the wrong way round, price from a target margin, and see how much extra you must sell to stand still after a discount. Runs entirely in your browser. Nothing is uploaded.